Northeast · NY

Solar Panel Cost in New York (2026)

Strong incentives   Average installed cost: $2.88/watt · Typical payback: 8-11 years

New York solar cost breakdown

MetricNew York
Cost per watt (low–avg–high)$2.55 – $2.88 – $3.30
8.6 kW system cost (before incentives)$21,930 – $28,380
Average residential electricity rate$0.24/kWh
Average peak sun hours/day4.1
Typical payback period8–11 years
Federal tax credit (cash/loan, 2026)Not available (expired 12/31/2025)

New York-specific incentives

New York offers a 25% state tax credit up to $5,000 plus a NY-Sun megawatt-block incentive that pays per watt installed (amount declines as regional blocks fill), and NYC properties can access an additional property tax abatement. Combined, these are among the strongest remaining state-level programs.

Quick facts

State capitalAlbany
Incentive tierStrong
RegionNortheast
AbbreviationNY
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Frequently asked questions

How much do solar panels cost in New York?

As of 2026, solar panels in New York average $2.88 per watt installed, typically ranging $2.55-$3.30/W depending on system size, roof complexity, and equipment tier. A common 8.6 kW residential system runs roughly $21,930-$28,380 before any remaining state incentive.

Is there a state solar tax credit in New York?

New York offers a 25% state tax credit up to $5,000 plus a NY-Sun megawatt-block incentive that pays per watt installed (amount declines as regional blocks fill), and NYC properties can access an additional property tax abatement. Combined, these are among the strongest remaining state-level programs.

What's the typical payback period for solar in New York?

Most New York homeowners see a payback period of 8-11 years based on current electricity rates and remaining incentives, since the federal 30% tax credit no longer applies to cash or loan purchases in 2026.

Does the federal solar tax credit still apply here?

No — the 30% federal Residential Clean Energy Credit (Section 25D) expired for cash and loan purchases on December 31, 2025. It only remains available indirectly through solar leases and PPAs, where the financing company claims a separate commercial credit.

Not financial, tax, or legal advice. Figures on this page are 2026 estimates based on industry aggregator data (EnergySage marketplace medians, SEIA/Wood Mackenzie market insight, and regional installer data) and are provided for general informational and comparison purposes only. Actual pricing, incentive eligibility, and payback periods depend on your specific roof, usage, equipment, and local program rules. Confirm current incentive details at dsireusa.org and consult a licensed tax professional and local installers before making a purchase decision.